When you’re applying for a home insurance or an electrical insurance, you have to go through strenuous rounds of inspections to make sure your home is eligible to be insured. If you fail any round of the insurance inspection, you either miss out on the insurance altogether, or you end up having to get a really expensive premium. All of this can be avoided if you go into the inspection fully prepared. If you don’t know how you can fully prepare, look no further, we’re here to give you all of the details!
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Preparing for an Electrical insurance
Below are a few things you can do in advance so you’re fully prepared for an electrical insurance!
- Get in touch with the inspector: One of the first things you should do is reach out to the inspector that’s going to be doing your inspection. You can ask them if there are any specific things you need to be aware of, or prepare, before they come. If they do check something out of the ordinary, you’ll know beforehand!
- Leave the circuits as they are: There are going to be 2 or 3 inspections. In the initial, “rough-in” inspection, the inspector will be checking your main, wiring system before One of the main things that need to be checked are your circuits, which is why you can’t add any devices to them. If you already have, be sure to take them off before the inspector gets there!
- Make sure the ground wiring is in order: Throughout your home, it’s important that all of your ground wiring in every single electrical box and outlet are tied together. However, these are the only type of wires that should be tied together. Keep all of the other hot and neutral wires separated.
- Make sure that the fire blocks are in place: If your circuits have any little holes at all, if a fire were to break out in another floor, it would easily travel to other parts of the house through the holes. This is why it is integral that all of the holes in circuit breakers and outlets are blocked.
- Leave no holes in the main circuit breaker: Your main circuit breaker is quite literally the main way your home gets access to the electric supply. This also means that it channels a lot of power. It is possible for a fire to break out in the circuit breaker itself, and if it does, it’s important to make sure that you’re trying your best to contain the fire there so it doesn’t spread to the rest of the house. This is why in addition to ensuring that the fire blocks are in place here too, you need to leave no holes at all! This includes any unused spaces for potential switches. If you’re not using them, add a cover instead so no air can escape through!
- Don’t leave any wires bare: Since you can’t install devices for the initial inspection, and if you’re not going to be using a switch for any of the outlets later on, it’s important that all wiring has wire nuts installed on them. This way you minimize the chances for an accidental fire!
- Call up your own electrician for a trial inspection: If you’ve checked all of this off your list, there’s still a chance that you might’ve missed something super miniscule. To ensure that nothing causes a problem in the actual insurance inspections, it’s a good idea to call recommended electricians in Vancouver,or an electrician that you may know in your area, to come do a trial inspection of their own. Since they’re professionals at knowing all things wiring, they’ll be able to point out if anything looks wrong or out of place. This way, you can fix it before the actual inspection and save a lot of time and effort, ensuring that the electrical insurance inspection goes smoothly!
